Here’s some bad news. If you are earning an average wage and relying solely on your employer superannuation contributions, chances are, you will not have accumulated enough wealth to enjoy a comfortable retirement. With an aging population, there is no guarantee the government pension will be around as we know it today.
Do you have a plan in place to ensure you have sufficient funds in retirement to live the lifestyle to which you have become accustomed? Or, are you like most other Australians who are just crossing their fingers and hoping it will all be OK?
Hope is not a strategy, but seeking financial advice early on is.
Planning starts now...
At H.A.M Financial Services our Financial Advisers have an in depth knowledge of superannuation and retirement planning. We know that investing for the long term in a tax effective environment can build substantial wealth for your retirement years and a Financial Plan can help you to take full advantage strategies including:
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