Wills & Estate Planning

Estate Planning can be as simple as establishing your Will or it can be extended to Trusts and Powers of Attorney. Putting your wishes in place now ensures peace of mind in the future.

Keeping your Will up to date is vital. It should set out how your assets are to be divided, as well as the guardianship of your children and the dispersal of any insurance payouts. A well planned Will ensures a speedier settlement of your estate and minimises disputes.

Power of Attorney:

Estate Planning is not however, only limited to the execution of your Will. It is also important to nominate the person who will make decisions on your behalf if you become incapacitated. By appointing a Power of Attorney you can decide who will make important decisions for you in the event that you cannot.


Discretionary Trusts:

You may wish to provide for your children’s education or leave them a gift. This can be done in a tax effective manner via a Discretionary Trust.

Many of us are not prepared for the unthinkable. At H.A.M Financial Services we will work carefully through your desired structures with you, so you can feel prepared and secure that your affairs are in order.


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